Monday, November 30, 2015

Fully Furnished House and Lot 4 Sale

     Location: Near SM Cagayan de Oro City
    Total Area: 95sqm       Br: 3   T&B: 1
    Contact: 09352504951    (RSC)


Wednesday, November 25, 2015

House and Lot - Kauswagan Cagayan de Oro


Total Area: 69sqm     Floor Area: 69sqm
Location: NHA Phase 2 Kauswagan
2 toilets    3 bedrooms (1 master bedroom)
Price: 2.8M
Contact - 09352504951 for details (md)


Hillsborough Pointe House & Lot


    Hillsborough duplex type with different access outside if 2 different families living on the upper         level, lot area 160 sq, floor area each unit 115 sqm, each unit (2 br, 2 toilet and bath, living room,       kitchen, dining)...
    Pls Contact 09352504951 (RRH)


Morning Mist - Pueblo de Oro

 BRAND NEW HOUSE FOR SALE MORNING MIST VILLAGE CDO
Lot area: 180 sq. m.  Floor area: 160 sq. m. . 2 Storey house with 4BR and 3T&B
3 Bedrooms upstairs, master bedroom with own toilet and bath & balcony on the masters, 2 regular rooms with shared toilet and bath. 1 maid's quarter on the ground floor, spacious living room and dining area, carport for 1 car. Xavier School is just across the street, SM supermarket and other commercial comforts is just a walking distance. 

Price: (contact 09352504951)   - RRH


Friday, November 20, 2015

LODGING HOUSE WITH 32 ROOMS - FOR SALE


    Total Area: 1024 sqm                                              - 10 mins from Hospital
    Total Rooms: 32                                                      - 10 mins to Mall
    Price: Contact me (09352504951)                           - 05 Minutes to Church

 



House and Lot - Lessandra Height

House and Lot for Sale @ Lessandra Heights
Gran Europa, Cagayan de Oro
Contact No: 09352504951














Friday, September 18, 2015

Pueblo de Oro






For Sale - FARM LOT @ Laguindingan


Total Area: 14,700 sqm
Price : 300/sqm negotiable
2 Km. from National Highway
30 meters from barangay road... 

For details pls contact us @ 09352504951
eMail: elmarebz@gmail.com


Saturday, September 12, 2015

HOUSE AND LOT FOR SALE - FATIMA SUBDIVISION PAGATPAT

   Location: Fatima Subdivision Pagatpat
   Total Area:
   Floor Area:
   Bedroom: 3
   Toilet & Bath: 1
   Amount:


HOUSE AND LOT FOR SALE - CITIHOMES

    Location: Malanang Opol Misamis Oriental
    Subdivision: Pag-Ibig Citihomes
    Lot Area: Floor Area: Bedroom: 1


Thursday, August 20, 2015

How to Transfer Land Title in the Philippines

How to Transfer Land Title in the Philippines

Documents you will need;

1. Deed of Absolute Sale from Seller/Buyer
    - Notarize date is Transaction Date
    - Notarize fee is 0.1% of Selling Price (ex. 1,000,000 x 0.1% = 1,000)

2. Original Transfer Certificate of Title (Owner's Copy) from the Seller

3. Certified Thru Copy of Title from the Registry of Deeds (color blue)
    - request for 2 copies

4. Certified Thru Copy of Tax Declaration from CityHall Assessor's Office
    - Make at least 5 Original Copies
    - If you are not the Seller, ask for Authorization Letter, copy of his/her ID with signature and Request
       Letter.    

5. Original Tax Clearance from CityHall Assessor's Office
    - If you are not the Seller, ask for Authorization Letter, copy of his/her ID with signature and Request
       Letter.    
 6. Certificate of No-Improvement from CityHall Assessor's Office
    - If the property is LOT only.
    - If you are not the Seller, ask for Authorization Letter, copy of his/her ID with signature and Request
      Letter.    

7. Original Transfer Tax fee from CityHall Treasury Office.
    - Buyer usually pay this.
    - 75% of 1% of selling price (ex 1,000,000 x 1% = 10,000 x 75% = 7,500)


8. Original Certificate Authorize Registration (CAR) from the BIR (Bureau of Internal Revenue)
    - Seller usually pay the Capital Gains Tax (CGT) 6% of selling price (ex 1,000,000 x 6% = 60,000)
       deadline for this 30 days from Notarize Date (ex. Nov 15 due date Dec 15) otherwise there will be
       penalty.
    - Buyer will pay Docs Stamps (DS) 1.5% of selling price (ex 1,000,000 x 1.5% = 15,000)
       deadline for this 5th day of the next month (ex. Nov 15 is the Notarize Date due date Dec 05)
       otherwise there will also be penalty.

Things to remember;

1. BIR/CityHall - will always based on the higher price. (ex Deed of Sale selling price is 1,000,000 but the Market Value is 1,300,000 they will based all taxes on 1,300,000 or Deed of Sale selling price is 1,300,000 but the Market Value is 1,000,000 they will still based on 1,300,000.

2. Make at least 5 copies of each mentioned above.

3. Don't forget the Authorization Letter from the Seller/Buyer, ID with 3 signatures.

4. If possible pay in exact amount or bring enough bills and coins for small fees.

5. Once dealing always start with a smile.

6. Be patience, you will experience "back and forth" in their office for Request and Releasing.

7. Don't loose your claim Stubs for releasing.


Step 1 - once you have the Deed of Sale and Title;

 - Request for Certified thru Copy of Title from Registry of Deeds.
 - Pay the Real Property Tax for the whole year then request of Tax Clearance.
 - Request for Certified thru Copy of Tax Declaration from CitiHall.
 - Request for Certificate of No Improvement from CitiHall.

 Step 2 - if you already have these documents go to BIR and pay the CGT and DS. After that wait for the releasing of CAR. Once you have the CAR pay the Transfer Tax at CitiHall.

Step 3 - If you gather all these documents, go to the Registry of Deeds and pay the Registration fee which is usually 0.25% of the selling price. After that wait for the releasing of the New Title.

That's it!...Happy Reading : )

Sunday, May 31, 2015

CAMELLA CERRITOS - Cagayan de Oro


Take a peek of Camella's newest development in CDO- CAMELLA CERRITOS: THE NEW GRAN EUROPA at Downtown Cagayan Oro.

It is CITY LIVING AT ITS FINEST!
Just 4-5 kms or a short 9-minute drive to the City. This City Living Community is set with Clubhouse, Basketball court, Parks and Playground & Swimming Pool!
We have wide array of homes for you to choose from!!!

For more details contact us:
Elma - 09362495787 TM - 09183622132 Smart
Email: elmarebz@gmail.com




Sunday, May 17, 2015

House and Lot 4 Sale - Santa Barba Kauswagan Cagayan de Oro


2 Storey House
2 Bedrooms
1 Toilet and Bath
Lot Area: 99sqm
Floor Area: 52sqm

Contact: 09352504951